Health and safety are central to the "The Rising Sun" program. We require all residents to have a standard insurance policy to comprehensively cover health and accident risks, and to comply with the legal requirements of long-term residence visas.

• 1. Coverage Standards Required for LTR Visa

  In order to be granted the 10-year long-stay residency permit, your insurance policy must meet the minimum criteria of the Board of Investment (BOI) as follows:

  Coverage Limit:	Must have health insurance with coverage for medical expenses in Thailand of at least USD 50,000 (or approximately THB 1,800,000).
  Coverage Type:	Must cover both inpatient (IPD) and accident medical expenses.
  Alternative Option:	In the event that you do not have an insurance policy, you can provide proof of bank deposits (in Thailand or abroad) of at least USD 100,000 to demonstrate your ability to cover your medical expenses independently.

• 2. Linkage with JCI-certified nursing centers within the program

  Your policy will work in conjunction with the "The Rising Sun" care system for optimal effectiveness:

  Direct Billing:	We work with leading insurance companies to ensure you can receive treatment at JCI-certified medical centers within the program or network hospitals without upfront payment (subject to policy terms and conditions).
  Emergency Assistance:	Includes 24-hour emergency patient transfer services.

  
  

  Note: If you select the Leasehold option for the project to reside in, the ownership of the condominium will be held by a subsidiary company (AWreit&co), and you will be fully protected under the registered lease agreement.

• 3. Privilege for advance withdrawal of insurance funds (Liquidity Benefit)

  The "Rising Sun" program offers unparalleled benefits not found in other programs, helping to alleviate financial burdens in the event of unforeseen circumstances:

  Health Liquidity:	If your medical expenses exceed your insurance coverage, or if you require ongoing treatment, you can immediately claim a "prepayment" from your buyback guarantee (70% Buy-back Guarantee):
  	State 2: 20% of the buyback guarantee can be claimed.
  	State 3: 30% of the buyback guarantee can be claimed.
  Benefits:	To ensure you have sufficient funds to access the best medical innovations and care at all times.

Insurance Concierge Service

For Japanese customers concerned about choosing an insurance plan, AWreit&co has international insurance partner companies with plans available in Japanese and directly compliant with LTR visa requirements. We are ready to provide consultation and assistance to ensure you receive the most suitable policy before your trip to Thailand.